See your debts together
Keep mortgage, loan and credit card records in one place instead of separate folders.
Liabilities
Keep your debts and their details together.
Organise mortgages, loans and credit card balances with the borrowers, assets and paperwork connected to them.
See your debts together
Keep mortgage, loan and credit card records in one place instead of separate folders.
Connect borrowing to its context
Link a liability to its borrowers, related asset and professional contacts.
Recorded home loan balanceA$543,560
A clearer view of what you owe
What does the liabilities feature do?
Create liability records for what you owe. Record a balance, identify the lender and borrowers, and link a debt to the relevant asset. Depending on your plan and liability type, you can also record interest rates, repayment amounts and frequency, term dates, fees and professional contacts.
Your liability records
The detail behind the view
See the connections behind liabilities.
A loan balance tells only part of the story. We included liability records to keep the lender, borrowers, related asset and terms together, so you can find the detail behind a debt when you need it.
01Borrowers
02Related asset
03Updated from
Create liability records for what you owe. Record a balance, identify the lender and borrowers, and link a debt to the relevant asset. Depending on your plan and liability type, you can also record interest rates, repayment amounts and frequency, term dates, fees and professional contacts.
Less searching. More understanding.
Useful in the moments that matter.
Organise mortgages, loans and credit card balances with the borrowers, assets and paperwork connected to them.
Connect borrowing to its context
Link a liability to its borrowers, related asset and professional contacts.
Keep terms within reach
Record repayment details, rates and relevant dates from your documents, where your plan supports them.
Ready to take control?
Start your financial journey today
Join Financial Portfolio and experience a simpler, more organised way to manage what matters most.
LiabilitiesA closer look
How it works
Start simply. Build as you go.
You bring the information. Financial Portfolio gives it a structure you can come back to.
Choose a liability type and enter its name and current recorded balance.
Link the borrowers and any related asset, then add the lender and available terms.
Attach supporting documents and update the balance from your own statements.
Made for real life
Where this fits into your day.
For households, families and Australians keeping track of more than one account or folder.
Prepare for a conversation with your broker
Find your recorded balance, lender, loan details and paperwork before discussing your circumstances with your broker.
Keep a shared loan understandable
Link the borrowers and related property to one loan record so you can see how the debt connects to your household.
Keep your records connected
Other features
Can I track my mortgage in Financial Portfolio?
Yes. You can record a loan balance, connect its borrowers and related property, and add the lender and available loan details. Detailed fields depend on your plan.
Can I keep credit card details in my wealth tracker?
Credit card records support an issuer, type, limit, current amount and relevant terms. Keep passwords, PINs and recovery information out of your financial records.
Does Financial Portfolio automatically update loan balances?
No. There is no lender feed or repayment transaction tracking. Update the recorded balance using your own statements.
Will the app calculate repayments or compare home loans?
No. The liability feature is for organising debt records. It does not calculate amortisation schedules, compare refinancing options or provide personalised borrowing advice.
How can I organise debts without another spreadsheet?
Create a record for each liability, enter the balance from your statement, and connect its borrowers and supporting paperwork. Keep the related asset linked where relevant and update the record when your information changes.
Start with what you have
Give what you owe a clear place in your portfolio.
You do not need every detail on day one. Start with the records that matter most, then build a clearer picture at your own pace.